Bryan Ratcliff
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    • Home
    • About Bryan
    • Buying a Home
    • Selling a Home
    • 901 Heroes
    • Memphis DPA Programs
    • Understanding Mortgages
    • VA Home Loans in Memphis
    • FSBO Resource Center
    • Memvestors
Bryan Ratcliff
  • Home
  • About Bryan
  • Buying a Home
  • Selling a Home
  • 901 Heroes
  • Memphis DPA Programs
  • Understanding Mortgages
  • VA Home Loans in Memphis
  • FSBO Resource Center
  • Memvestors

901 HEROES

Serving the People Who Serve the 901

Exclusive real estate savings for firefighters, law enforcement, military, veterans, healthcare professionals, teachers and EMS.


I give back approximately 25% of my real estate commission to eligible local heroes through Homes for Heroes®.


Buying a $400,000 home? You could receive approximately $2,800 back after closing.

See How Much You Could Receive

901 Heroes powered by HOMES FOR HEROES®

Homes for Heroes® is a nationwide program created to give back to the people who serve our communities. Since 2002, the program has helped firefighters, law enforcement, military members and veterans, healthcare professionals, teachers and EMS save money when buying or selling a home.


As a local Homes for Heroes® affiliated real estate specialist, I bring that program home to the Memphis area through 901 Heroes. It’s my way of saying thank you to the people who spend their careers serving the rest of us.

How Does the Hero Reward Work?

When an eligible hero buys or sells a home with me, I give back approximately 25% of my real estate commission through Homes for Heroes®.


For buyers, that typically works out to approximately $700 for every $100,000 of the purchase price. So on a $400,000 home, the Hero Reward could be approximately $2,800.


The higher the purchase price, the larger the potential reward. The examples shown here give you an idea of what that can look like.


When Do I Get the Money?


The Hero Reward isn’t a loan, down payment assistance, or money you have to repay.


After your home closes, Homes for Heroes® sends your Hero Rewards® check directly to you.


There are no restrictions on how you use it. Put it toward moving expenses, furniture, home improvements, savings, or anything else that makes sense for you.


Why Do I Give Part of My Commission Back?


My wife, Andrea, has been a nurse for many years, so I’ve seen firsthand the long hours, sacrifices, and commitment that come with serving others.


That’s one of the reasons Homes for Heroes® is personal to me. When I have the privilege of helping an eligible hero buy or sell a home, I give back approximately 25% of my commission through the program.


You spend your career serving our community. This is one way I can give something back.

WHO QUALIFIES FOR 901 Heroes?

HOW TO GET STARTED WITH 901 HEROES

Register
Click the button to register through my Homes for Heroes® page.


Buy or Sell Your Home
Work with me to buy or sell your home in the Memphis area.


Receive Your Hero Rewards® Check
After closing Homes for Heroes® sends your Hero Rewards® Check directly to you.

Ready to get started?


Get Started

Why 901 Heroes Matters To Me

My wife, Andrea, has been a nurse for many years. I’ve seen firsthand the long hours, sacrifices, and commitment that come with spending your career taking care of other people.


That personal connection is one of the reasons Homes for Heroes® immediately made sense to me. But I wanted to take it a step further and make it something truly local.


That’s why I created 901 Heroes.


901 Heroes is my way of bringing the Homes for Heroes® program directly to the firefighters, law enforcement officers, military members and veterans, healthcare professionals, teachers, and EMS personnel who serve Memphis and the surrounding communities.


You spend your career serving our community. This is one way I can give something back.

YOUR LOCAL 901 HEROES REALTOR®

I’m a Memphis native and have been helping people buy and sell homes in the Memphis area for more than a decade.


I’ve always believed my job is about more than opening doors, writing contracts, and getting a deal to closing. My clients count on me to tell them what I really think, even when that means telling them not to buy a house or walking away from a deal that doesn’t make sense.


That doesn’t change when I work with a hero.


Giving back approximately 25% of my commission doesn’t mean you receive 25% less service.


You still get my experience, my advice, my negotiation, and someone who is going to look out for your best interests from the first conversation through closing.


The Hero Reward® is simply my way of saying thank you.


You serve our community. I’d be honored to serve you.

Trusted by Memphis Heroes & Families

Matt L • Collierville Police Officer

Bryan was able to set a competitive price on our house and helped get us asking price! He is up front and honest about what to expect and options you have. I highly recommend Bryan for your house buying and selling needs!

Jessie S • Registered Nurse

I couldn't have asked for a better realtor! As first home buyers, my husband and I were very nervous going into the process & often got discouraged. Bryan was always there to ease all our concerns & answer any questions we had, even when he was on vacation! This process would have probably been a complete nightmare without him guiding us through the entire process. Bryan helped us find a home that had everything we wanted & never sent us homes not in our price range. I highly recommend him to anyone looking to buy a home!

Laura H • Registered Nurse

Bryan was on the ball when listing our house, and even more so in finding us a new one, since he had a contract to sell ours seven hours after it was listed. He was always available to answer any questions. And to put out any fires quickly. Even the day we closed. He has also been there after we closed for the little things I forgot to ask before. You can't go wrong with Bryan.

I’D BE HONORED TO SERVE YOU

Whether you’re buying your first home, preparing to sell, relocating to the Memphis area, or simply trying to figure out your next move, I’d be honored to help.


901 Heroes is about more than a real estate transaction or a check after closing. It’s my way of giving something back to the people who spend their careers serving our community.


If you’re a healthcare professional, teacher, military member, veteran, law enforcement officer, firefighter, or EMS professional, I’d love the opportunity to earn your business.


You serve the 901. I’d be honored to serve you.

get in touch

Bryan Ratcliff

901 Heroes

Homes for Heroes® Affiliate Real Estate Specialist

Kaizen Realty

TN License #295349

O: (901) 221-4041

C: (901) 491-3944

LET'S TALK

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©2021 Homes for Heroes®. All rights reserved. Homes for Heroes, Inc. is a licensed real estate company in the state of Minnesota. *Hero Rewards not available in all states. Hero Rewards offers are limited and/or restricted in Alaska, Kansas, Louisiana, and Mississippi. All savings amounts are estimates. The actual Hero Rewards amount may vary based on the services used, sale price of the home (less appropriate credits), and in special circumstances, including, but not limited to, new construction, below average commission, and For Sale By Owner sales. You must be enrolled with Homes for Heroes and be represented at closing by a Homes for Heroes real estate specialist to be eligible for home price savings. You must work with a Homes for Heroes mortgage specialist and business affiliates to be eligible to receive additional service-related savings. Contact Homes for Heroes for further details.

Copyright © 2026 Bryan Ratcliff - All Rights Reserved.

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